With Ilowns, you can effortlessly access urgent money when you need it; no credit check is required.
Disclaimer:
Note that this is a simulation includes payment of capital and interest. Fees might be added depending on multiple factors. Please read your contract carefully and make sure to understand all terms.
It takes just a few seconds to complete our online form.
Skip the paperwork. We verify your details instantly using IBV technology.
Congrats, you’re approved! We offer rapid direct deposits to meet your immediate cash needs.
With iLowns, your credit history won’t hold you back. We offer quick, short-term loans tailored for emergencies, bill payments, or late fees. And we do it without compromising your privacy.
Forget the stress of gathering documents. Our Instant Banking Verification (IBV) technology streamlines the application process, making getting approved easier.
The simulator example is provided for illustrative purposes only and assumes that the borrowed sums have been repaid in full according to the agreed schedule, without any further withdrawals or cash advances being made before full repayment. The above example includes a weekly membership fee in the amount of $20, which must be paid by the client until the credit is repaid in full.
Since our loan terms always surpass 62 days, we are not considered a payday lender and do not need a payday license in any province.
Our administration fees comply with Canadian law and are transparently disclosed in the binding contract between the lender and borrower.
Our APR, consistently below 29%, meets all Canadian provincial regulations. Therefore, a special lender’s permit is not required.
I needed a loan to finance urgent repairs to my house, but I was worried about my credit history. Thanks to iLowns, I was able to obtain the funds without undergoing a credit check. The process was simple and fast, a true relief!
• Julie C
I never would have thought that I could get a loan so easily! iLowns allowed me to finance my business project without having to go through the usual credit checks. It was exactly what I needed.
• Marc D
Traditional banks always refused my file because of my financial past. With iLowns, I finally found a service that doesn’t judge my past and that helped me move forward. I highly recommend it!
• Sarah B
I appreciate the fast reply that Ilowns got to my loan application and that they guide me to the good solution for my needs. They understood my situation and helped me out!
• Nicole Lebel
Thanks to Ilowns. My hours where cut at my job for a few weeks but I managed to filled my obligations with their fast and simple loan. Now that I work more I don’t even see that I do super small payments every weeks.
• Nicolas Warnke
Absolutely! Apply online with Ilowns and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.
Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.
You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.
Ilowns is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.
We partner with top financial institutions to offer a competitive annual rate of 23.99%.
If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.
A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Ilowns is not a payday lender.