Privacy Policy

1. Introduction

Welcome to iLoans. We respect your privacy and are committed to protecting your personal information. This policy outlines how we handle your personal information when you visit our website (www.ilowns.com) or use our services.

2. Information We Collect

We may collect the following types of information:

Contact Information: such as your name, address, email address, and telephone number.
Financial Information: such as bank account details, credit history, and income details, necessary for processing loan applications.
Identification Information: such as a driver’s license number, social security number, or any other government-issued identification.
Technical Information: such as IP address, browser type, and operating system.
Usage Information: details of your interactions with our website, including the pages accessed, time of access, and referring website details.

3. How We Use Your Information

Your personal information is used to:

Process and manage your loan applications.
Communicate with you about your account or transactions with us.
Send you important notices regarding changes to our policies, terms, or any other administrative information.
Provide and improve our services.
Comply with applicable legal obligations, including responding to a subpoena or court order.

4. Sharing of Personal Information for Marketing Purposes

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Security of Your Information

We implement various security measures to ensure the security of your personal information on our systems. Personal information is stored in secure environments that are not available to the public. We are committed to protecting the data you share with us.

6. Opt-Out Policy

If you wish to stop receiving text messages from us, you can follow the opt-out instructions in the messages we send.

7. Changes to Our Privacy Policy

We may update this Privacy Policy from time to time. The updated policy will be posted on this page with an updated “Last Updated” date at the top of this policy.

8. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: info@ilowns.com

9. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Analyze site traffic and user behavior

• Remember your preferences

• Improve website functionality and user experience

• Measure the effectiveness of our services

You may control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our website.

10. SMS Opt-in details

If you opt in to receive SMS communications from ilowns, you agree to receive recurring automated marketing and/or transactional text messages at the phone number you provide. Consent is not a condition of purchase. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP or contact us at info@ilowns.com.